Nebraska bonded title & title bond

Nebraska Vehicle Title Bonds

Also called a motor vehicle ownership surety bond or defective title bond. In Nebraska, get an instant estimate with one simple input—your vehicle's fair market value.

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Nebraska (NE)

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How it works in Nebraska

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At a glance

Nebraska Bonded Title Key Facts

Bond amount1.5x the vehicle’s current value (one and one-half times the value)
Bond term3 years
Governing authorityNebraska Dept of Motor Vehicles - Driver & Vehicle Records Div

Governed by Neb. Rev. Stat. §§ 60-160, 60-167.

The basics

What Is a Bonded Title in Nebraska?

A bonded title in Nebraska is a Bonded Certificate of Title the Nebraska Department of Motor Vehicles (DMV) issues on the strength of a surety bond. You use it when no certificate of title has ever been issued for the vehicle — in Nebraska or any other state — or you cannot provide a properly assigned title or Manufacturer’s Statement of Origin (MSO). Nebraska calls this the “Bonded Certificate of Title,” and the bond itself is the “Certificate of Title Surety Bond.”

Good to know — There is no minimum vehicle value — a bonded title is the standard path when you cannot get normal proof of ownership. Bonded certificates of title are available to Nebraska residents only, and you must first search DMV records to confirm no title already exists for the vehicle.

The bond protects the Nebraska DMV and any prior owner, future owner, or lienholder if someone else turns out to have a claim on the vehicle. You file it together with your bonded-title application — it does not replace the application.

Nebraska sets the bond at one and one-half times (1.5x) your vehicle’s value, and the bond stays in effect for three years. The title carries a printed notice that the vehicle may be subject to an undisclosed interest until the bond is released.

Bonded certificates of title are available to Nebraska residents only. Before you apply, you must search DMV records to confirm no title already exists for the vehicle, and the vehicle must pass a sheriff’s inspection.

Eligibility

Do You Qualify for a Nebraska Bonded Title?

You may qualify when all of the following are true.

  • You are a Nebraska resident (bonded certificates of title are available to Nebraska residents only).
  • No certificate of title has previously been issued for the vehicle in Nebraska or any other state, or you cannot provide a properly assigned Certificate of Title or Manufacturer’s Statement of Origin (MSO).
  • You have searched Nebraska DMV records (and any other state where a title may exist) and can show the result, or evidence that no record was found.
  • The vehicle passes a sheriff’s inspection and you obtain an original Sheriff’s Inspection Certificate.
  • The surety bond is issued by a bonding company or insurance agency licensed to do business in Nebraska.

Step by step

How to Get a Bonded Title in Nebraska: Step by Step

1

Search for an existing title

Before you apply, ask the Nebraska DMV to search its records for an existing title by filing an Application for Copy of Vehicle Record (a $3 record fee applies). Keep the result — a copy of the record, or evidence that none was found — to submit with your application.

Application for Copy of Vehicle Record
Tip: Bonded certificates of title are available to Nebraska residents only.
2

Get a sheriff’s inspection

Take the vehicle to your local county sheriff for a physical inspection. The sheriff issues a Sheriff’s Inspection Certificate, which must be the original (photocopies and carbon copies are not accepted). The inspection fee is $10 and the certificate is valid for 90 days.

Sheriff’s Inspection Certificate
Tip: The certificate expires after 90 days, so apply before it lapses.
3

Determine your bond amount

The bond must equal 1.5x the vehicle’s current value. Nebraska sets the value from the county property tax valuation or the NADA Guide. Enter your value in the calculator above to estimate your premium.

Tip: Get the value right — the bond amount is based on it.
4

Buy your surety bond

Purchase a Certificate of Title Surety Bond from a bonding company or insurance agency licensed in Nebraska, in the amount of 1.5x your vehicle’s value. Once issued, the bond stays in effect for three years.

Certificate of Title Surety Bond, Vehicle
Tip: You must file your application within 30 days of the bond’s issue date.
5

Complete your bonded-title application

Fill out and sign the Application for Bonded Certificate of Title for a Vehicle and add a photograph showing the front and one side of the vehicle. If you have no written proof of ownership, complete the affidavit section of the application explaining in detail why you are entitled to the vehicle.

Application for Bonded Certificate of Title for a Vehicle
Tip: The vehicle photo is kept by the DMV and will not be returned.
6

File everything with the Nebraska DMV

Submit the signed application, the surety bond, the original Sheriff’s Inspection Certificate, your record-search results (and any certified-mail return receipts), the vehicle photo, and the $50 application and title fee to the DMV Driver and Vehicle Records Division in Lincoln. Everything must arrive within 30 days of the date the bond was issued.

Tip: Call 402-471-3985 to confirm current requirements before you mail your package.

Paperwork

Nebraska Title Bond Documents

Application for Bonded Certificate of Title for a Vehicle

The main bonded-title application, filed with the DMV; includes an ownership affidavit section.

View form
Certificate of Title Surety Bond, Vehicle

The surety bond instrument (1.5x value, three-year term), completed by your bonding company or agent.

View form
Application for Copy of Vehicle Record

Used to search DMV records for an existing title before you apply (a $3 record fee applies).

View form
Sheriff’s Inspection Certificate

Issued by your local county sheriff after a physical inspection; original required, $10 fee, valid 90 days.

Application for Release of Notice on Bonded Title

Filed after three years (if no claim was made) to remove the bonded-title notice and get a clear title.

View form

You'll also need

Your DMV record-search results — a copy of the record, or evidence that no record was found
A photograph taken at an angle showing the front and one side of the vehicle (not returned)
Original Sheriff’s Inspection Certificate (no photocopies or carbon copies)
Original return receipts and copies of any certified letters sent to secured parties, or the unopened returned envelopes if undeliverable
Bill of sale or other written proof of how you acquired the vehicle, or a detailed ownership affidavit on the application if you have none
Government-issued photo ID

Cost

How Nebraska Title Bond Pricing Works

You do not pay the full bond amount. In Nebraska, the surety bond must equal 1.5 times your vehicle’s current value. You pay a premium, which is a smaller percentage of that bond amount.

Your premium depends on the bond amount and underwriting. Use the calculator above for an estimate; your final premium may vary. The $50 DMV application and title fee, the $10 sheriff’s inspection fee, and the $3 record-search fee are separate from the bond premium.

Worked example

If your vehicle’s current value is $8,000, the bond amount is 1.5x that, or $12,000. You pay only the premium on the $12,000 bond, not the full $12,000.

Get help

Filing Information

Nebraska Dept of Motor Vehicles - Driver & Vehicle Records Div

402-471-3985
Where to fileFile the completed bonded-title package — the Application for Bonded Certificate of Title, the surety bond, the original Sheriff’s Inspection Certificate, your record-search results, a vehicle photo, and the fee — with the Nebraska DMV, Driver and Vehicle Records Division, 301 Centennial Mall South, PO Box 94789, Lincoln, NE 68509-4789. It must arrive within 30 days of the date the bond was issued.

FAQ

Nebraska Bonded Title FAQ

Yes. Nebraska issues a Bonded Certificate of Title backed by a surety bond when no certificate of title has been issued for the vehicle — in Nebraska or any other state — or you cannot provide a properly assigned title or MSO. It is available to Nebraska residents only (Neb. Rev. Stat. § 60-167).

The bond amount is 1.5 times (one and one-half times) your vehicle’s current value, taken from the county property tax valuation or the NADA Guide. You pay a premium — a percentage of that amount — not the full bond amount. Use the calculator above to estimate it.

Three years. Under Neb. Rev. Stat. § 60-167, after three years with no claim you can file an Application for Release of Notice on Bonded Title to remove the notice and receive a clear title.

Search DMV records for an existing title by filing an Application for Copy of Vehicle Record ($3 fee), and keep proof of the result. You submit that proof, along with a sheriff’s inspection certificate and a vehicle photo, with your bonded-title application.

Yes. You need an original Sheriff’s Inspection Certificate from your local county sheriff. The inspection fee is $10 and the certificate is valid for 90 days. Photocopies and carbon copies are not accepted.

With the Nebraska DMV Driver and Vehicle Records Division, 301 Centennial Mall South, PO Box 94789, Lincoln, NE 68509-4789. The full package must arrive within 30 days of the date your surety bond was issued. Call 402-471-3985 with questions.

A $50 application and title fee (Neb. Rev. Stat. § 60-160), plus a $10 sheriff’s inspection fee and a $3 vehicle-record search fee. These state fees are separate from your surety bond premium.

No. Bonded certificates of title in Nebraska are available to Nebraska residents only.

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